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Group Insurance in the US

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Group insurance plans are health insurance programs offered by an employer or organization (e.g. Union) that provide specific benefits and financial relief.

  • These discounts are only offered to people employed by a given employer or to people who are members of a given organization. In some situations, specified in the contract, discounts or benefits are also offered to family members of a given employee.

 

What Requirements must be met for group insurance?

  • Group plans apply to companies with three to a maximum of 200 employees

 

How insurance pricing works in group systems:

  • If the employer of a small company is applying for group insurance for its employees, it is very simple. The business owner must complete a Census Form which includes the company name, address, type of business, and a list of employees to be covered.

The list of employees should also contain basic data about the people applying (date of birth, gender, place of residence, etc). If employees’ families are also to be added to the program, then they also receive a form that

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hospital

Where to get treated: The best and worst hospitals in Illinois

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Approximately 440,000 patients die annually from preventable hospital errors. Hospitals across the United States show quite different approaches to patient safety, according to the Hospital Safety Score Report. Thanks to research conducted by the HSS, the world’s leading academic medical center, we now know not only which medical facilities are the safest for patients, but also which hospitals in each state offer the best medical care.

The ranking was based on the percentage of the number of hospitals with the highest “A” rating in relation to the number of hospitals operating in a given state. Illinois was ranked 6th overall. 

Maine ranked first with 67% of A-rated hospitals. It was closely followed by Massachesetts, Florida, Virginia, New Jersey, Illinois, Tennessee, North Carolina, Colorado, and Georgia. 

The worst medical facilities across the nation are in Alaska. The next runner ups are the District of Columbia, North Dakota, New Mexico, Vermont, and Wyoming. None of these states have a hospital with an “A” rating.

 

List of top-rated hospitals in Illinois:

  • Advocate Condell Medical Center, Libertyville
  • Ascension St. Alexius Medical Center, Hoffman Estates
  • Advocate Good Samaritan Hospital, Downers Grove
  • Advocate Good Shepherd Hospital, Barrington
  • Advocate Illinois Masonic Medical Center, Chicago
  • Advocate Lutheran General Hospital, Park Ridge
  • Elmhurst Memorial Hospital, Elmhurst
  • HSHS St. Joseph’s Hospital, Breese
  • MacNeal Hospital, Berwyn
  • Morris Hospital, Morris
  • Northwestern Medicine Central DuPage Hospital, Winfield
  • OSF St. Joseph Medical Center, Bloomington
  • OSF St. Mary Medical Center, Galesburg
  • Rush University Medical Center, Chicago
  • Rush-Copley Medical Center, Aurora
  • Swedish Covenant Hospital, Chicago
  • University of Chicago Medical Center, Chicago
  • West Suburban Medical Center, Oak Park

 

List of top-rated hospitals in Illinois with score “D”:

  • Advocate Trinity Hospital, Chicago
  • Franciscan St. James Health, Chicago Heights
  • Franciscan St. James health, Olympia Fields
  • Holy Cross Hospital, Chicago
  • Norwegian American Hospital, Chicago
  • Passavant Area Hospital, Jacksonville
  • Westlake Hospital, Melrose Park.

Questions? Call us now: 844-944-7526